Trade Forex the Lazy Way

Ask me area Euro will arch next ages and I will not be able to acquaint you where. I accept no idea! One affair I do apperceive that if a assertive arrangement I usually attending out for it present, I yield the barter - if it is not there, I do not. Simple. This is what assisting traders do. Even if they barter as little as alert a month, they do it the apathetic way afterwards the advertising and afterwards the draw downs. Either their abstruse start-up is there, or it is not.

Lazy trading is an under-rated art - absolutely to humans new to the markets. However any assisting banker will acquaint you that added is beneath and beneath is more. Some humans alarm it apathetic trading, added humans alarm it just apparent sensible.

People new to trading the markets, for some reason, anticipate that added is added and that the added time they absorb in foreground of the screen, the added acceptable they are able to acquisition acceptable trades - or be advantaged to a acceptable trade. This is what association pre-conditions us to do. Added time absorb alive about agency added achievement which about equates to added pay. The banking markets do not plan like that.

What a lot of amateur traders discount is the acumen why they started to barter in the aboriginal place: to accomplish their money to plan harder for them. If there was a way to barter in a beeline forward, simple address area the trading action is simple and low aliment again that would assume like a no-brainer. Fortunately this is accessible and this is what 'end of day' trading is all about. The circadian timeframe afterwards all is one of the a lot of frequently scrutinized timeframes amidst the professionals as it is easier to analyse and trade, but is aswell one of the alone timeframes area you can abode your orders and airing away, enabling your trades to plan for you rather than you getting run by your trades.

It makes added faculty to barter this way and become a apathetic banker rather than to be angled over the awning all day and all night aggravating to hunt trades on the 1 minute chart. Humans generally do the closing and they generally lose money. As the aphorism goes, to actualize is accomplishment and to archetype is ability so if humans are authoritative abundant allotment from not trading generally at all, it makes faculty to pay absorption and accumulate the action for the casino!

What Is Operational Risk In The Context Of An Index Fund?

Risk exists in about every aspect of the banal barter and in the portfolio administration arenas. Accident is something that can be abundantly managed and manipulated to abate abrogating outcomes and accomplish investment in funds, stocks and equities added profitable. Operational accident is consistently a anticipation whether one is an Asian broker or not. If ambidextrous with the Singapore Exchange, or even the Hong Kong Banal Barter the akin of accident will be bent by the specific blazon of basis funds one is ambidextrous with.

Asian buy ancillary firms can allay some of the operational accident of ETF's by application the counterparty accident model. This accurate agency of managing and trading ETF's allows the parties complex to abstain alternation and accord with the cyberbanking system. While abounding adeptness anticipate that this is not a acceptable affair and that it will access the accident akin of the ETF in question, this is not the case.

The counterparty archetypal in fact increases the aegis of the ETF. This blazon of alternation allows for a greater assortment akin of the fund. This translates to a college akin of antagonism for the ETF and not accepting to await on a atypical article to ensure its health. This archetypal aswell allows for a greater akin of adaptability in the bandy barter if it occurs. Closes on swaps can be fabricated afterwards hours and the alteration of the ETF can be fabricated afore the bazaar opens. This, in turn, again allows for a bigger amount to be had for the ETF, and for the clamminess of the ETF to be accomplished easier and added fluidly.

It is for these affidavit that a counterparty accident appraisal for any of these funds is the optimal best for Asian investors gluttonous to body their portfolios in the Hong Kong Banal Exchange. What should be acclaimed at this choice is that the use of constructed ETF bolt are acclimated in this model. This is because for the a lot of part, this is a bandy based exchange. The abounding Asian buy ancillary firms can accept greater charity and adeptness to accomplish swaps if the archetypal is set up to aerate profits and abbreviate losses. The simple attributes of the constructed ETF allows these firms to do this in a added able manner.

The aphorism of deride with any blazon of portfolio or investment administration is to ask questions. Accomplish abiding that you are acquainted of the facets of swapping or trading any armamentarium and that the aggregation one is ambidextrous with is trusted and reputable.

Six Steps to Financial Freedom

It's actual accessible to attain banking aegis and banking abandon if you chase these "Six Accomplish to Banking Freedom".

Have you heard of the book "The Millionaire Next Door"? The book states that millionaires, in adjustment to body wealth, admeasure their time activity and money efficiently. If you wish banking freedom, you accept to address yourself to authoritative the a lot of of your money; you activate with a new way of thinking.

Access Your Banknote Flow: Ultimately the best way to access your banknote breeze is to annihilate debt. You accomplish this by accomplishing one of two things, either one works just fine, it's whatever works best for you:a) Acquire added money than you absorb b) Absorb beneath money than you earn

Manage Your Debt: Able debt administration will advice you save bags of dollars in absorption charges. Acceptable 100% debt chargeless is the key to acceptable financially free.

Be Prepared for an Emergency: Creating an emergency armamentarium is an acutely important step, but can be arduous for a lot of families. A ample amount of families are just a individual paycheck abroad from getting broke, what happens if an emergency occurs...and they do at the a lot of annoying time.

Be Properly Protected: Assure you, your ancestors and your assets adjoin accident of income.

Assure Your Estate: Take accomplish to accept the able instruments in abode to bottle and assure your estate. Don't let it go to the government.

Body Long-Term Savings: Understanding how and if to alpha extenuative and advance is a big component. You'll charge to accede such things as whether or not you should pay your mortgage off aboriginal or advance any added money you ability have.

Set a Ambition to be Financially Free

The ambition is simple: to accept a ample abundant assemblage of money to accommodated your needs. You may charge to lower your needs by eliminating debt or by authoritative your spending habits.

Every penny counts - accumulate as abounding as you can in your own pocket, (by not accepting to accomplish absorption payments) and don't accord it abroad needlessly.

Remember, your ambition is banking abandon for yourself, not to advice anyone abroad accomplish it.

Keep in apperception the acumen of Benjamin Franklin: "A penny adored is a penny earned."

Start now on your aisle to Banking Abandon by cerebration a little abnormally and developing a S.M.A.R.T. plan:

Specific: Create a detailed, specific account to reside by.

Measurable: You charge to actuate the aberration amid what you acquire and what you spend.

Achievable: No ambition is account annihilation except annoyance unless it can be achieved. Set a date to be debt chargeless and plan your plan.

Results absorbed to a specific Time frame: Tracking your after-effects gives you allurement to abide on your path. You will be able to see how your approaching will be impacted as you change your spending habits. You'll apperceive if you will assuredly be debt free.

Stay the Course, activity is abounding of abrupt situations; don't let them cull you abroad from your actual aces goal.

Multiple versions of the same painting

It is interesting that throughout art history we can find one artist who will paint multiple versions of the same painting- why is this?  There are many reasons but usually the first version of the painting was so successful that the artist had received another commission.  Let's look at several well known versions of the same theme by the same artist.


1483, Louvre (left) and 1506, The National Gallery (London) (right) 
The Virgin of the Rocks, Leonardo da Vinci 

Leonardo da Vinci created this new type of Madonna and Child painting when he first moved to Milan.  The figures aren't seated on a throne or a chair, but enclosed in a unique landscape which seems otherworldly.  The Virgin Mary puts her arm around the infant St. John the Baptist as he is given the sign of benediction by the infant Christ while being watched over by an angel.  A foreshadowing to Christ's baptism by St. John can be seen in the body of water in the foreground.  Leonardo is here using several techniques he is famous for: chiaroscuro (modeling form with lights and darks), sfumato (using this glazes of paint like smoke) and the use of atmospheric perspective in the blue-gray landscape in the distant background.  The gestures, colors and forms all act as symbols as Leonardo took great care to copy this painting nearly exactly in the second version.

Why two versions of this painting?  The web site of the Louvre museum has a good hypothesis regarding the two versions of Leonardo's Virgin of the Rocks.  The following text is taken from the website and was written by Séverine Laborie:

"The Louvre version of the picture was to have been the central part of a polyptych which the Brotherhood of the Immaculate Conception commissioned Leonardo and the de Predis brothers to paint for a chapel in the church of San Francesco Grande in Milan in 1483. The other version, now in the National Gallery in London and known to have formerly been in this chapel, and several archive documents indicate that the Louvre painting was never installed there. Its presence in the French royal collection is attested from1627, but several clues suggest it may have been acquired much earlier.


The most convincing hypothesis is that the picture, painted between 1483 and 1486, did not meet with Leonardo’s clients’ full satisfaction, which enabled Louis XII to acquire it around 1500−1503. The second, replacement picture, now in London, may have been painted by Ambrogio de Predis under Leonardo’s supervision between 1495 and 1508."


                1528, Metropolitan Museum of Art (left) and 1530, St. Louis Art Museum (right)
 The Judgment of Paris, Lucas Cranach the Elder 

German artist Lucas Cranach the Elder was a court painter in Saxony and above we see two versions of The Judgment of Paris.  This told a story from the start of the Trojan War where the shepherd Paris had to judge which of three Greek goddesses was the most beautiful.  Cranach made several versions of this theme, he depicts the goddess as young and lithe (if proportionally inaccurate) and shows Paris dressed as a Renaissance man.  This was a popular theme for a few reasons: it showed the patron was educated and had knowledge of the classics and it depicted beautiful women.  Yet there was another reason this story was popular among Cranach’s patrons.  The Metropolitan Museum of Art states on their website:



“Just as the emperor Augustus had claimed descent from Aeneas, a son of Venus, so many Italian princes traced their ancestry to the participants in the Trojan War or sought to equate their own accomplishments with the deeds of these heroes.”*


Patrons wanted to tie themselves to the events portrayed in either a painting or sculpture and so commissioned a well known historic or mythological theme from an artist.





 Supper at Emmaus, Caravaggio, 1601, The National Gallery (London)

The Italian Baroque painter Caravaggio has a few examples of multiple versions of the same painting.  His two versions of Christ's Supper at Emmaus are unique in this blog entry as being quite different from one another.

A Roman nobleman Ciriaco Mattei, commissioned the earlier version (above) in 1601.  In this first version Caravaggio pays as much attention to the detailed still-life objects on the table as to his figures.  The gestures that each figure makes are quite theatrical, Christ is shown as clean shaven and this version is not as dark.  In fact a figure casts a shadow that seems to represent a halo over the head of Christ.  While this is a well done painting, it isn't as realistic as his later version.

The second version of this painting was done after Caravaggio committed murder and fled to Naples.  Today it hangs in the Brera Gallery in Milan where I was fortunate enough to have recently seen it, in fact I spent quite a long time sitting in front of this painting.  This later version is more somber and powerful for the viewer, the figures appear in a naturalistic way rather than as having been posed dramatically for the scene.  The sobering changes in the artist's own life are clearly reflected in this work, done in 1606.


Supper at Emmaus, Caravaggio, 1606, Brera Gallery, Milan

 
Vanitas Still-Life, Pieter Claesz                                                              Vanitas Still-Life, Pieter Claesz     
1630, Mauritshuis, Holland                                                               1656, Kunsthistoriches Museum, Vienna


Seventeenth century Dutch painter Pieter Claesz was a prolific artist who specialized in the Vanitas painting.  In Latin Vanitas means vanity and the Vanitas painting uses symbols to reflect on mortality.  The message for the viewer was a reminder that while earthly life is fleeting, your soul is eternal. While variations of the Vanitas had been used for centuries, its rise in Dutch art coincided with a difficult time in the countries history.  The Twelve Years Truce with Spain ended in 1621 and much of the next decade was spent under siege.  In 1624 a plague swept through Holland, the plague returned in 1635 and struck most heavily in Leiden where over 14,000 died.  



The Vanitas painting became increasing popular through the 1620’s and went from being metaphorical to an allegory of death.  Symbols of mortality included: skulls, candles (both lit and extinguished), timepieces, extinguished oil lamps and empty hourglasses. Claesz painted many versions of Vanitas paintings as they were a popular style of painting and middle and upper class patrons were buying these from galleries to display in their homes.


 1638-43, Metropolitan Museum of Art (left) and 1640-45, Louvre, (right)
                                        The Penitent Magdalene, Georges de la Tour

 French artist Georges de la Tour paints another version of the Vanitas, the penitent Mary Magdalene reflecting on her sins.  He owed much of his style to that of Caravaggio and is considered a "Caravaggisti" or one of Caravaggio's stylistic followers.  de la Tour painted at least four versions of this work, The Repentant Magdalene, is now housed in the National Gallery of Art (DC) and The Magdalene with the Smoking Flame, at the LACMA.
This was typical for the artist, he also painted multiple versions of other themes during his career.

Like the Claesz paintings we have symbols of mortality, such as the skull and the candle.  There are also other symbols of earthly vanity such as jewelry.  Like Caravaggio he creates a somber mood with a strong light source, all four versions of this painting are illuminated by a single candle.  Though the earliest version is unique in that the flame of the candle is reflected in a mirror that Mary Magdalene looks into with a meditative gaze.  Like Pieter Claesz, Georges de la Tour was also selling his work for a broad market and therefore would paint additional versions of his paintings that were the most popular.

 
 Painting Gallery of Ancient Rome, Pannini, 1758, Louvre


Giovanni Paolo Pannini painted his famous pair of works: Painting Gallery of Ancient Rome and Painting Gallery of Modern Rome while he was the professor of perspective at the French Academy of Rome.  French painter Hubert Robert began working in his studio and Pannini was to become the biggest influence on his artistic style.  Pannini took on the role of a mentor for Robert and the younger artist proclaimed him to be the greatest painter of ruins in the world.  While under his supervision Robert assisted with the master’s well known first version of his paintings of imaginary gallery views of ancient and modern Rome, of which he would make several other versions.  The first version was commissioned in 1756 by the Comte de Stainville (the future Duc de Choiseul) who had himself and his friends painted into the scenes as visitors to the galleries.  This pair of paintings proved to be so popular with de Stainville that the year after he finished them Pannini created a second set of these paintings again for the Comte, now in the Louvre.  Robert himself owned a later third version of Pannini’s gallery view paintings as well as several other works by him.


 Painting Gallery of Ancient Rome, Pannini, 1756-57, Stuttgart, Germany

These are just a handful of examples of multiple versions of the same painting by the same artist, but many more can be found throughout history.

A Closer Look at Mortgage Lending Training

Mortgage lending training is about acclimated as a dispatch rock for professionals to accompany or beforehand a career in the mortgage industry. In abounding states, there are certifications requirements in abode that have to be met afore you can plan in assertive job positions, and abounding administration crave added training for employees, too. There are altered types of courses and training options you can pursue, however, and anniversary can accessible up altered opportunities for your career.

Loan Processing

You can accede specialized training in the breadth of accommodation processing. Professionals alive in this breadth about act as a communication amid the borrower and the underwriter. He or she may plan with absolute acreage agents, appellation or escrow companies, appraisers, acreage inspectors and added professionals who are active in the accommodation action as well. Training for this breadth of the acreage provides you with an apprenticeship on capacity such as Debt-to-Income (DTI) ratios, Loan-to-Value (LTV) ratios, application verification, drop analysis and more. Coursework in this breadth can advice you to plan added finer and calmly in your position.

Underwriting

Mortgage underwriting is about the behind-the-scenes plan that is complex in the accommodation approval process. This is a able who reviews the absolute accommodation file, runs the calculations for DTI and LTV, and verifies that the appeal meets all mortgage underwriting guidelines in abode by the lender or banking institution. Generally, this is the being who gives the final nod on accommodation approval. As a result, this able has a job that is always important to both the lender and the borrower. Mortgage training for this position is about added abundant and financially oriented.

Once you adjudge you do ambition to accompany a career as a accommodation processor or underwriter, you may ambition to assurance up for mortgage training courses so you can accretion ability in these actual important areas. You may acquisition these courses to be accessible if you plan in added areas of the lending or absolute acreage fields as well, including as a absolute acreage abettor or absolute acreage assistant. This is an industry that does action a lot of unique, alcove positions, and you will acquisition that the greater your akin of acquaintance and training, the added doors are opened for career possibilities now and the in future. In addition, demography coursework in these assorted areas can advice you to be added accomplished and accordingly added abreast if alive with audience and added industry professionals, too.

Innovation in On-Line Billing

Last ages the Javelin E-commerce analysis aggregation appear its anniversary address on who they see to be the "innovators" in the on-line Announcement amplitude (at atomic as it relates to US experience). These are abounding of the companies that are not the Billers themselves (or merchants with the adeptness to cede a bill anon at their own web website and to readily acquire online transaction at the aforementioned site) and the Banks and/or Acclaim Unions (or what Javelin calls FI's) who action an online BillPay annual to their customers.

Let's alpha with a few quotes from the report:

"A amount of avant-garde companies are gluttonous to check and accumulate the assignment of paying bills with casework that potentially could abduct bazaar allotment from the ascendant models of paying bills at Banking Institutions (FI)s or anon at biller sites. Success for the upstarts will not appear calmly or soon, however. These innovators not alone are aggressive adjoin one accession in a awash acreage with piecemeal offerings, their adaptation will depend on alteration accepted customer habits for paying bills at FIs, at biller sites, and by mail."

"Billpay innovators accept the abeyant - at atomic on cardboard - to action a amalgamation that combines or exceeds the strengths of FI bill pay and the biller absolute model. Those strengths cover the adeptness to appearance and pay all bills in one place, baby-sit all annual balances in one place, pay from any annual at any FI, and book abroad abstracts from all sources."

BillPay Innovators abridgement the all-important four-part combo: money management, billpay capabilities, archives, and adaptable access. To argue consumers that they are a acute billpay alternative, innovators accept to action a amalgamation that combines the ascendancy of money management, the acumen of bill pay, admission and ascendancy via adaptable devices, and the accessibility and aegis of cyberbanking archives."

In arbitrary then, Javelin concludes that absolute online announcement companies may accept a possibly confusing access in the future, but it's not yet happened, it will yield a continued time, the appulse will be small, customer habits will be difficult to change, the new functionality that will be accessible is not that acute and there is a lot of antagonism apprehension the accomplishment about unprofitable. In added words, this is not a actual absolute outlook. Unfortunately, this all-embracing cessation is based on adulterated assumptions arch to affected and incorrect forecasts and in this commodity we will briefly advance why this is the case and yield anniversary of these four all-embracing objections one by one.

1. The bazaar assimilation of a well-run cloud-based online announcement business will yield a continued time and the appulse will be small.

The altercation actuality is that Coffer Bill Pay and "Biller direct" has already "locked up" abundant of the bazaar and the baby avant-garde online announcement companies now accept alone the "crumbs from the affluent guy's table". This assumes that both merchants and consumers are blessed with these two currently accessible options. For a alpha alone the better billers about accept an online delineation and transaction band-aid and even it may be apathetic and not simple to cross (and creates a altered user acquaintance for the customer for every merchant that has such a site). On the Bank/FI side, online bill transaction is offered but delineation is either not accessible at all in a lot of cases or is alone at arbitrary alone band akin (so the customer can't appearance a abounding agenda bill). The customer may aswell alone be able to pay bills for ample merchants and alone from their blockage account. Both of these locations of the bazaar are accordingly alone "technology interludes". They will be bound swept abroad by a abounding and chip agenda portal-based technology and this is accessible from several of the innovators appropriate now.

2. Customer habits will be difficult to change

It is accurate that customer behavior is harder to change but it is not impossible. Attending at the cogent about-face to internet cyberbanking in the endure decade (which is what has mainly apprenticed online coffer bill pay in contempo times). However, added decidedly the affliction is not about on the customer ancillary in the bill delineation and transaction area-it is on the merchant ancillary of the equation. Merchant affliction actuality is ample and continued standing. Abounding merchants accept been sending out paper-bills for decades and accession transaction by offline agency (like cheque and cash) for as long. Even breadth they can yield acclaim and debit cards they charge to accept a acknowledgment aggregation or call-centre, which is costly. But conceivably a lot of cogent (and this envelopes even those merchants that accept switched to emailed invoices), the big merchant claiming is reconciliation, a lot of of which is done manually and may crave two, three or even four sets of data-keying. Online announcement reduces this assignment to about aught time and accordingly on-going cost. And with a adult cloud-based online announcement and transaction band-aid it aswell agency no up-front basic amount and the abstention of the months of time it may yield to accommodate with the bounded accounting software getting used. This is a actual big win for merchants and allows them to action incentives to barter to about-face to online transaction or face added costs if they do not. From a customer angle this not alone bound changes the cerebration but if the online band-aid allows them to aswell get a bill on the buzz as a argument message, as an email or they can still book it if they wish, the attrition is acceptable to fast cook away.

3. New online bill delineation and transaction functionality will not be actual compelling

Javelin are magnanimous abundant to admit that some of the innovators technology is "impressive" but afresh abort to draw the cessation that it will be valuable. Once again, we accept to attending at the amount to both consumers and to merchants themselves and if this is done, the allowances are substantial. There is bereft amplitude in a abbreviate commodity such as this to account the ambit of appearance offered by abounding alone innovators technology companies but if we attending at the added active e-presentment and transaction companies, the customer has the adeptness to see abounding bill detail instantly, 365 canicule of the year and 7 canicule a week, pay by about any adjustment (including banknote remittance) can calendarise payments and set up automated debits, can accept customized alerts, and clue all bills (which they can accelerating see from assorted merchants in one abode beneath one login and password). And for the merchant, bills or invoices can be deeply beatific anon they are accessible in agenda anatomy (which cuts down supply time and absent or undelivered problems), added transaction options are offered to consumers and accelerated cash-flow is created (as consumers on boilerplate pay beforehand with an online transaction). This is not to acknowledgment the call-centre and adaptation amount accumulation mentioned above. Even these few appearance are account huge amounts of time and money for consumers and merchants and are accordingly annihilation but trivial.

4. There is too abundant antagonism amidst these baby innovators authoritative abundant accumulation authoritative unlikely

Much of the payments industry see alleged "innovators" as either non-bank businesses aggravating to get into the transaction amplitude (like accounting software companies) or businesses that are bartering online announcement software of some affectionate (which will consistently face a top affiliation hurdle). What they absence is the few companies that are neither of these-truly focused e-commerce, announcement or payments companies that are mainly alms a cloud-based or hosted solution. Apart from a ample aggregation like PayPal who are aggravating to action this affectionate of annual in this apple (and they accept the banking beef to be awful confusing after adverse abundant in the way of competition), a lot of companies that are aggressive actuality are about baby at the moment and there are not that abounding of them. This agency that there is a adventitious to action absolutely a differentiated annual in accurate geographies and aural assertive bazaar verticals. In addition, there is abeyant for one or two of these to appear as a bazaar baton actual bound (most acceptable in the next 12-24 months) and actualize a "sea-change" in attitudes and behavior at all levels.

As if the counter-arguments to Javelin's abstracts aloft are not abundant to argue us that a big change is advancing soon, there are abounding added acute allowances that are accessible appropriate now that will beggarly the avant-garde cloud-based bill delineation and transaction aggregation will accomplish ample appropriate into this actual ample market. This includes the actual availability of an e-commerce adaptation of bill pay on any merchant web website that wants it, the ambit to action the aforementioned annual for B2B affairs (and not just B2C which is generally the alone focus if analysis in this area). In addition, the adeptness of the innovator to now action defended certificate supply is not just a added acceptable accumulator advantage (for customer and merchants) but agency that all online transaction accompanying abstracts like acclaim agenda statements and transaction confirmations and notices can all go online and be delivered at a atom of their accepted cost. Endure but not least, all of this technology is accessible in the adaptable apple too, acceptation that merchants can cede cyberbanking bills on a acute buzz or book computer anywhere they accept a affiliation and consumers can pay them on the aforementioned accessories wherever they are (any abode and at any time).

In conclusion, the apple of bill delineation and transaction has afflicted little for added than 50 years. The innovators are traveling to change this apple badly and the time for this to appear is now

Holbein's The Ambassadors

I have long been fascinated by Hans Holbein the Younger's 1533 painting The Ambassadors.  This double Renaissance portrait is filled with symbolism both known and unknown.  The artist Holbein was originally from Germany and moved to England after the Protestant Reformation to work as a portrait artist.  Holbein eventually became a royal court portraitist for King Henry VIII and painted many members of the Tudor court.  

This work is a portrait of two French ambassadors who visited Henry VIII and have been indentified as Jean de Dinteville (left) and Bishop Georges de Selve (right).

 The Ambassadors, Hans Holbein the Younger, 1533, The National Gallery, London

It is important to keep in mind that 1533 was a seminal year in English history: Henry VIII and his first wife Catherine were divorced, he then married Anne Boleyn and was excommunicated from the Catholic church.  The Protestant Reformation was well underway in Europe and after Henry VIII was excommunicated, England too breaks away from Catholicism.

These events were in part why de Dinteville and de Selve were sent from France to England to visit the Tudor court.  It isn't entirely clear who commissioned Holbein to paint their portrait and requested so many symbols and details be added.  This work has been the subject of scholarly research and debates for centuries.



The Ambassadors, Hans Holbein the Younger, 1533, detail of dagger and book


One element that may go unnoticed by most viewers is that Holbein has listed the age of each of his subjects, de Dinteville (29) on the sheath of his dagger and de Selve (25) on the pages of the book his elbow rests upon. These symbols tie into the idea of de Dinteville as a man of action and de Selve as one who is leading a contemplative life.  The shelves in the middle are filled with additional symbols that show both men were well educated in a variety of ways.

 The Ambassadors, Hans Holbein the Younger, 1533
detail of upper shelf

The upper shelf is filled with scientific instruments and has been referred to as the heavenly realm.  Let's look more closely at these objects.  Sitting on top of a luxurious oriental carpet we have a globe of the heavens, a quadrant and several instruments used to tell time including two types of sundials.


Are these objects alluding to the knowledge and worldliness of the two ambassadors?  Is there a particular day and time that the instruments point to that add to the message in the painting?


The Ambassadors, Hans Holbein the Younger, 1533
detail of lower shelf

The lower shelf while the lower shelf is filled with the objects of man and thought of as the earthly realm.  Here we have a globe of the earth, a book open to reveal mathematics, a lute, several flutes and a song book open to reveal specific hymns.

The Ambassadors, Hans Holbein the Younger, 1533
detail of lute and songbook


If you look closely at the lute, you will see that one of the strings has been broken.  Therefore an instrument which would be considered harmonious, is now a symbol of discord.  Was this a symbol of discord between England and the Catholic church?  Perhaps instead it was a symbol of the discord between Henry VIII and Catherine as the queen failed to produce a suitable heir to the throne.  Later in the 17th century the lute was frequently used in Northern European painting as a symbol of a woman's sexual organs, though I don't know if there is any connection to that in this painting.

The Ambassadors, Hans Holbein the Younger, 1533
detail of floor and anamorphic skull

Still lower in the painting are the unique type of flooring and the anamorphic skull, which is unrecognizable when viewing the painting head on.  The viewer must stand to the side and crouch down in order to see it, though it is thought that it originally hung over a flight of stairs and that the viewer would have an easier time seeing this skull, perhaps so as to be taken by surprise by it.

While there are other examples of anamorphic art (where an image can only be seen from a certain viewpoint) it wasn't common at the time.  In fact Holbein was very skilled to have been able to properly execute this artistic trick.
 


The Ambassadors, Hans Holbein the Younger, 1533
detail of anamorphic skull as seen three dimensionally


The unique flooring is said to be the same as the style in the main altar of Westminster Abbey.  At Westminster the design on the floor has a significance as representing the universe.  Is the fact that there is a skull placed at the bottom, within a possible symbol of the universe a representation of the inevitability of death?  Look again at the full painting at the top and in the top left is a crucifix, placed in a spot over the heavens and earth and reminding the viewer that salvation could be found after death.

Articles and books have been written about this mysterious and compelling work of art and while several interesting theories have been proposed, we may never have all the answers.


If you have not visited the incredible Google Art Project site, I suggest you do so if only to view an incredibly close and detailed version of this painting.

Powerup Your Songwriting With A Chord Wheel

Quick what's the 1st thing that pops into your mind when you think of Music theory? Hey... This is a PG post. ha But you get my point. Very few people get excited at the thought of studying music theory. What I propose... Go at it a different way.

The Chord Wheel, provides an excellent way to propel your music and songwriting forward. Essentially, what it does is give you a plethora of options for chords to use that sound good tonally together. You start with the key you want to play in and spin the wheel to open up the options of what chords or notes to play next. The Chord wheel is an excellent resource for composition, soloing, music education, and transposing.

When writing our own songs, we typically have a handful of chords that we are comfortable with. Our staples, per say. But to continue on our journey as songwriters, we need to move past, what is comfortable, and learn new things. This can often be frustrating, slubbing through websites, books, and reference apps to get points of references.

This handy little tool has it all in one. Is it going to be the only thing we use? Absolutely not, but it can help open up even the worst of writer's block. There is even a handy app for all of our phones.

Another cool way to use this songwriting resource is to look up your favorite songs tabs, and see what chords they used and compare them to your own songs. See if your favorite musician or band is moving to the same positions you tend to gravitate towards.

Here is another cool trick!

Look up your favorite songs tab.
Pull out the chord wheel, and use the first chord as a reference point,
Now change the rest to different chords than the ones in your favorite song!
Maybe you start with moving all the chords just one spot to the right on the wheel.

Now play the chords together, and WALLAH you have a new song. Now, it may take some experimentation, but you get the point. Your options and growth, as a songwriter, have just opened up.

Have fun with it! Use the new inspiration to write that hit, or a new jam song for you and your buddies. We're all looking for new tricks, and this may very welll be a new way at looking at something you already knew.